Summing this up without writing ten pages might be a little tough, but here goes.
First, it’s best to understand WHY I would ask for help. So, please begin by reading my short bio. That will give you background on how I found myself in my current predicament.
My current situation:
- Innocent victim coerced to plea guilty to crimes I did not commit. This limits many things that don’t accept felonies such as: decent apartments, house rentals, reputable employment, et cetera.
- Due to having to flee from the crooked police, I had to lose the $40k+ equity in my house now worth $140k more, $8k equity in my car, $80k+ I had in my long-term investments that today would weigh in at more than $500k, and my company that had a pending 7-figure buyout offer.
- I had to abandon the lawsuit I filed against the police (which started all of my troubles) -which should have paid me back the $18k in damages to my Acura NSX ($90k exotic sports car).
- I have one filed lawsuit against me now by past creditors and another one pending. I am receiving new notices for past due credit -that I don’t even recognize- on an almost monthly basis. So far, I estimate that creditors are seeking about $54,000.
- I have no idea how I will pay my bills after the first of the year.
- I had to pay $3k+ in fines and fees on a crime I did not commit.
- I spent tons on lawyers. (breakdown below)
- I was severely delayed in getting back to making money because of a car accident (more below).
- I have finally finished up my companies which should pay off eventually but are costing a fortune initially, and so I’ve begun -once again- to take on consulting projects.
Where I once had an 810 FICO score, luxury items galore, and a nice retirement fund, I am now up the creek without a paddle.
Donald Trump found himself in a bind when he filed bankruptcy and had ruined credit, but he knew people. The problem I have is that all of my success came from sitting at home in front of a computer and writing code or doing consulting work for a handful of clients. I don’t know any powerful people, and the few people with connections who tried to help me had their careers threatened and had to back down.
Normally, being this down and scraping bottom would mean I would have to get a regular job. I don’t mind that, because even though I had a lot of nice things before, I don’t think I’m too good to work. In fact, I love to work in my field. Unfortunately, not many of the companies in my field will hire someone who is a “felon” –especially since my main claim to fame was “security” and securing corporate and banking networks!
In fact, I had achieved the coveted certification of CISSP (Certified Information Systems Security Professional) for which only 4% actually pass on their first try! I was one of the lucky ones who did pass on my first try. hehe
But, really, who would trust me now?
Most people simply go by what they read and there are little pieces of paper out there that tell everyone else in the world that I am a horrible person, a criminal even.
Kudos to the crooked cops and this corrupt system for backing them. I have to say they were very efficient in coercing me (they even made money off of keeping me locked up for seven (7) months while they forced me into submission) and very effective at making it impossible for me to get back on my feet.
Although, I have overcome the “impossible” so many times before, and I plan to do it again. But, this time, I fear that I may need a little help …err… maybe a lot of help.
Here’s a slightly more detailed overview of some of the above points:
The Neck Injury
The lady who rear-ended me hit me so hard that my car slid 7 feet and plowed into the car in front of me. I am really suffering now. It has severely affected my work (and my attempt to find work) and has really dug me into a hole so far. Even then, I have not gotten real treatment or physical therapy because I cannot afford it and no one will cover it.
Naturally, the insurance given by the lady that rear-ended me was not valid and she is no where to be found. Now, my insurance is trying to get out of paying under uninsured motorist because I was driving a car not on my policy -which does not say anything about this being a problem.
The Lawyers
The breakdown was: $8k for Bruce Harvey, $2k John Greco, $1k for some other guy, unknown thousands on Kenneth Croy, and $1k for another guy. None of them did ANYTHING for me except try to push me to plea guilty so they could keep my money without working. The only exception was Kenneth Croy -who was successful in helping me get some things thrown out of court and proved to one judge that my sister was being harassed. In fact, that’s another story, but she was pulled over, harassed, and told to tell me that “I had better watch myself.” (i.e. yes, they used her to get to me).
During my meetings with Bruce Harvey’s office (before I decided to leave the country), I suggested that this kind of corruption should probably be bathed in the spotlight of media attention such as a 20/20 expose or something. Oh, boy, they didn’t like that idea. I wonder if it had anything to do with being associated with someone who was going against the corrupt (and powerful) county? Hmm. Well, I was being lied to and blinded from the truth the whole way.
Specifically, while I was in jail trying to get out, I caught Greco in a couple of exaggerations he used to convince me just to plea out. He used that old, sad line of “How long have you been here? Wow. Seven months is a long time. Don’t you miss your family and loved ones? Don’t you know you have the choice to go home and see them today?” You know what, I told them 10 times or more that I could not in good conscience lie under oath and say I was guilty just so I could go home. That’s when Greco would change his tune and remind me that I was a bad person and no one gets locked up who doesn’t deserve to be. YEAH RIGHT!! What a crock of bull that is! I might have believed this at one time. Now, I know better. Each time I refused to lie, I was ridiculed, belittled, and then sent back to my concrete cage.
The Creditors
As for the creditors, I saw that several utilities were showing negative factors on my account -despite the fact that I canceled all utilities right before I left the country. So, I don’t know what’s up with that and I haven’t even bothered trying to fix my credit or talk to any creditors / collection’s agencies simply because I’ve been trying to make a living and because of my neck problems.
Aside from those, I have a lawsuit in process against me for $30,778.58 and I just got another letter saying I owe $17,387.85. I have no idea what that new one is for but I imagine that I will discover that at some point.
The IRS / Taxes
I also just got hit with the fact that I owe taxes from 2005 (while I was out of the country). In an effort to avoid being such a continual down-er, I’d love to share some good news, but it turned out to be bad too. Basically, I had a $43k loss that I was able to show in 2003 (year I left everything) because of all this that happened. That’s great news because I can claim that against my current owed taxes and some future taxes as well. What sucks about that, though, is that I wasn’t here to sign the paperwork that I had already paid my CPA to file. So, being unsigned, the papers were never filed until now and that means I can’t claim the loss. There is a loophole that allows me to go back two years and apply against my personal taxes but the year prior wipes out any deduction I might have been able to bring forward. Conclusion? I still owe and I get no benefit on the money I lost. The IRS simply gets paid taxes on all the money I made AND essentially even on the money I lost (since I cannot deduct it).
I even had some stock I bought a long, long time ago that I could not sell. The company shares eventually went so low that I was cashed out and I lost $3,155.95. So, that’s good news too, right? I can claim that against my taxes at least. Unfortunately, no. I can’t claim it for the same reason. I wasn’t here to sign the loss on my personal taxes and it got buried (in the IRS’s favor) along with my financial hope.
I like the blog!!! You are my favorite person in the world!! LUVS! ![]()
[...] my advertising marketplaces. So, I would have been in a nice spot by now. However, the wreck (i.e. my neck injury) really set me back in time and ended up costing me a LOT more than I projected. So, now I’m [...]
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