Since I’m in the trenches right now -so to speak- and am fighting to stretch my dollars and make a living against all odds, I thought it would be nice to share my experiences with you here.
Because of the bind the two crooked cops have put me in, my 810 credit score has been destroyed and plummeted to 535. That is a fairly bad score and is -sadly- a score near to what many people have today.
So, anyway, I had to buy a car when I got back into the States and my credit was destroyed. So, I bought a car at 24% -which is absolutely horrible. It’s on the level of the buying a CAR on the worst credit card in the world! I had no choice. I needed a car and only one place would give me a loan. This is how they get you when you’re down.
I have some money loaned out that should be re-paid to me by the end of December, so I just need some time. I am also struggling now because of my mounting medical bills and prescription costs. I am hoping that my insurance will finally pay me back soon -which will really help me out a bit.
In the meantime, the problem is that I’m now facing whether or not to buy food or to pay a car note. I also owe more than $3,000 more than it’s worth now. So, I guess the car has to go. Or does it?
I called the company where I bought the vehicle and I told them what’s been going on. At first, they just assumed I am a dead-beat who doesn’t work and doesn’t want to work to pay my bills. That’s the tone they took with me, but I explained the situation and was given the name of the manager. I have to call them back, but the lady I spoke to wished me luck on getting my insurance to pay up and told me that the manager can authorize a 2-month reprieve or extension on the loan.
So, I thought it would be nice to let others know that this is at least a possibility for some. If they do that for me, then it will take some of the pressure off me for a couple of months, allow me to still legally drive my car, and hopefully give me time to get back some money owed to me.
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