I didn’t think to write about this in my last post about “Making Late Payments“, but my car dealership has so thoughtfully reminded me. Many times, bill collectors and big-time dealers have a crummy setup for harassing people once they are in the system for being overdue.
Case in point: I worked out a deal with my car dealer but they still called a few days ago asking for payment. When I re-explained things to the manager, all seemed ok for the moment.
However, the calm didn’t last long because my father called me today wondering why my car dealer was calling him demanding to speak to me. Hmm. Isn’t that strange? I gave them my direct number. They never bothered calling me. If it was soo important, why not call me directly? I tell you. Some places just don’t have it together.
At any rate, one thing you’ll learn when you’re down and out is that you are considered “worthless” and your “rights” go out the window.
What I mean by that is:
- You cannot claim harassment from a legal standpoint -even if you’ve arranged terms- because you are considered a dead-beat and no one is on your side at that point.
- Once anything posts to your credit as delinquent, that’s it. Your personal and financial information is no longer protected! I bet you didn’t know that!
Here’s a little bit of proof on the lack of privacy of personal information.
Share This! Social Bookmarking and Sharing
No Comments