They almost always come in pairs, don’t they? lol
I just got back from seeing the neck specialist.
First, the Great News: After a thorough review, the doctor (also a neck surgeon) has assured me that while my neck deterioration is on the worse side of the spectrum for my age, it is still within the acceptable norm. Basically, he assured me that my current pain and suffering is only a result of the original whiplash coupled with sitting at the computer all day and then worsened by not having had proper treatment for the injury.
That is great news because it means that I do not have a life-long neck injury -as I was fearing. Instead, I have a treatable condition that in time could cause me only minor pain or possibly no pain at all. Whew!
He also went on to say that while treatment and exercise might cause me a lot of pain for a while, there is no risk of further injury to my neck. Those of you who know me personally know that knowing this makes a big difference. It means that I can start back -without worrying- exercising, working out, playing racquetball, basketball, volleyball, and basically doing all the things I love!! woo hoo!
The Bad News: This means that I cannot sue Progressive for millions and millions. haha. Well, I could but I would be really stretching the truth. The problem is that I was willing to work with them in the first place and am not looking to be greedy anyway. I just wanted my neck taken care of. Now, it would seem that I won’t have to push Progressive for future neck surgeries or anything like that. However, I should still have my physical therapy, missed work, and medical co-pay covered.
My only real bone to pick with Progressive is that they dragged this out for so long. Now that I’ve been forced (due to pain and suffering) to shell out borrowed money to get these assessments and treatment underway, I see that this is mostly curable. What’s worse is that Progressive could’ve shelled out the couple of thousand dollars last year and avoided putting me through all this headache, wasted time, and suffering.
According to the neck specialist, I probably could’ve been completely better within a couple of months of the accident if only I had gotten treatment right away. Progressive refused to pay for anything and denied my claim. That caused me to delay and I was unable to afford proper medical care. So, I really blame them for this predicament in which I find myself.
If only they had done the right thing to begin with, I would’ve avoided all the unnecessary pain and suffering and their claim would’ve been resolved quickly and promptly and cost-effectively. Now, I suppose that I could push them on the fact that they caused me undue pain and suffering, but I really just want to move on. I just want my expenses and lost wages (minimal) covered and put this behind me. That way, I can focus on more important things like getting back into shape, fixing my neck, and getting back to working more regularly. I am about to write Progressive a “demand letter” with a reasonable amount to cover those expenses, so I suppose we’ll have to see what comes of it.
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