Brandon
Bankruptcy, Credit Cards and Debt Relief, Day-to-Day
No Comments

 

Bankruptcy: The Final Frontier

Bankruptcy may well be the “final frontier” for most people, but it is quickly becoming a reality for many more than would like for it to be. However, bankruptcy doesn’t have to be “final” at all.
Unfortunately, I am having to file bankruptcy, even though I am an exception to the irresponsible credit rule. Typically, most [...]

Brandon
Auto Insurance, Day-to-Day
No Comments

 

I Have No Auto Insurance

If it’s not one thing, it’s another.
Because of my pending lawsuit against Progressive for not paying out on my uninsured motorist claim from last year, I got insurance from another provider.
I was told that as long as my MVR (driving record) didn’t have anything on it other than what I told them, I was approved [...]

Brandon
Auto Insurance, Day-to-Day
No Comments

 

Great News and Bad News

They almost always come in pairs, don’t they? lol
I just got back from seeing the neck specialist.
First, the Great News: After a thorough review, the doctor (also a neck surgeon) has assured me that while my neck deterioration is on the worse side of the spectrum for my age, it is still within the acceptable [...]

Brandon
Auto Insurance, Day-to-Day
No Comments

 

All This Radiation Can’t Be Good

Well, Progressive has forced me to be exposed to yet more radiation (as if the CT Scan w/ contrast, MRI, and x-rays from before weren’t enough). Now, to fight my case, I had to spend most of the day preparing for and taking new x-rays of my neck for comparison. The x-ray technician had to [...]

Brandon
Stretch Your Dollars, Work Related
No Comments

 

Speed And Determination

I was handed a few more referrals for web design -some through friends and some through my growing network. I’ve been feeling a bit surprised lately that there is still so much demand for new websites and/or re-design. I suppose that -for me and other designers- this is a good thing.
At any rate, a couple [...]

Brandon
Day-to-Day, Stretch Your Dollars, Work Related
No Comments

 

Just A Quick Update

I’ve noticed that the meds I’m on and the pain I’m in have been making me sleep more and procrastinate more. So, I haven’t really felt up to posting very often. So, today I’m going to begin making more of an effort to stay on top of things. I guess we’ll see how that goes! [...]

Brandon
Auto Insurance, Day-to-Day
1 Comment

 

Progressive Still Not Paying

Although I wanted to give the benefit of the doubt, Progressive has pushed the limit.
I have been more than patient and more than “understanding” but enough is enough. I have always been too kind and lenient and I am always paid back with lies and deceit for my kindnesses. So, I have to draw the [...]

Brandon
Credit Cards and Debt Relief
1 Comment

 

Building “Secured” Credit - Part 2: Secured Credit Cards

Now that we have gotten (or at least tried to get) our bank accounts open, we are ready to move on to the next step… obtaining secured credit cards. One card is enough, but if you have CASH and just want to rebuild your credit as quickly as possible, then open multiple cards (one per [...]

Brandon
Bankruptcy, Paying the Bills
2 Comments

 

DriveTime Headache

Yesterday, I made a payment on my car -in full- just to avoid any hassle this month with my car. I am still 31 days overdue on my partial payment from December, and I am quite perturbed at that DriveTime fiasco because I was given conflicting information in the first place.
Anyway, I just haven’t had [...]

Brandon
Credit Cards and Debt Relief
2 Comments

 

Building ‘Secured’ Credit - Part 1: Bank Accounts

Awhile back, I promised to write some more on how to kick off your credit or give it a little boost. This should be especially valuable to those of you who have ZERO credit history.
Due to time constraints, I’m going to cover point 1 in this post and follow-up later on the remaining points.
Ok, first [...]