Awhile back, I promised to write some more on how to kick off your credit or give it a little boost. This should be especially valuable to those of you who have ZERO credit history. Due to time constraints, I’m going to cover point 1 in this post and follow-up later on the remaining points. [...]
If done carefully and planned well, bankruptcy isn’t the end-all-be-all that people make it out to be. In fact, coming out of a bankruptcy can be a huge boost to getting back on top. I’ve been planning this out for more than a year. I am still not 100% decided on whether or not I [...]
Ohh, Me So Hungry! It’s 3:30pm and I’m just now catching up enough to take a lunch break for 30 minutes or so. That’s not unusual but today, for some reason, I’m really hungry! Anyway, I spoke with my insurance claim adjuster about my uninsured motorist claim and she is working to pull my medical [...]
With the recent rash of harassing phone calls and general lack of organization on the part of the used car dealership where I bought my vehicle, I had a feeling things might not go as I had planned. And, sometimes that’s the case. The important thing is to roll with the punches and adapt accordingly. [...]
On April 23rd, 2007, I was rear-ended by a lady who provided false insurance information. Despite the fact that I’ve been paying Progressive for years to also cover uninsured motorist accidents, the months following this accident have been a nightmare. I was traveling onto an on-ramp onto a freeway whereby the lady in front of [...]
In regards to my car dealership and making partial payments, it seems that despite my conversation with someone in accounting and multiple conversations with the manager, their system is designed to pester me daily until I make full payments. What I have learned through this experience is that the automated systems for bill collections are [...]
When I first got out of jail after being unjustly imprisoned for more than seven months (read my short bio), I realized that my fiance’ wasn’t at all like I thought she was (or like she seemed for years in the beginning) and I knew she wouldn’t give up or share the Beamer she bought [...]
I didn’t think to write about this in my last post about “Making Late Payments“, but my car dealership has so thoughtfully reminded me. Many times, bill collectors and big-time dealers have a crummy setup for harassing people once they are in the system for being overdue. Case in point: I worked out a deal [...]
You know, I’ve noticed that almost every time you speak with someone who cuts you a little slack on something, it back-fires. At least that seems to be the truth when it comes to making late payments or payment arrangements. Today, I’m talking about “Stretching out your car payments” and how I spoke with someone [...]
I’m used to getting the run-around. That’s for sure. So, I’m not surprised that my insurance claim representative called me just now -45 mins prior to our meeting- to cancel. She said she had a meeting she had to make and now we have to try to meet later on today or meet after the [...]
