Brandon
Bankruptcy, Credit Cards and Debt Relief, Paying the Bills, Why Donate?
1 Comment

 

Bankruptcy As An Option

If done carefully and planned well, bankruptcy isn’t the end-all-be-all that people make it out to be. In fact, coming out of a bankruptcy can be a huge boost to getting back on top.
I’ve been planning this out for more than a year. I am still not 100% decided on whether or not I will [...]

Brandon
Auto Insurance, Day-to-Day, Paying the Bills
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Update on Insurance Claim and DriveTime

Ohh, Me So Hungry!
It’s 3:30pm and I’m just now catching up enough to take a lunch break for 30 minutes or so. That’s not unusual but today, for some reason, I’m really hungry!
Anyway, I spoke with my insurance claim adjuster about my uninsured motorist claim and she is working to pull my medical records. So, [...]

Brandon
Paying the Bills
2 Comments

 

DriveTime is NOT Cooperating

With the recent rash of harassing phone calls and general lack of organization on the part of the used car dealership where I bought my vehicle, I had a feeling things might not go as I had planned. And, sometimes that’s the case. The important thing is to roll with the punches and adapt accordingly.
By [...]

Brandon
Auto Insurance, Autobiography
1 Comment

 

Hit by an Uninsured Motorist

On April 23rd, 2007, I was rear-ended by a lady who provided false insurance information. Despite the fact that I’ve been paying Progressive for years to also cover uninsured motorist accidents, the months following this accident have been a nightmare.
I was traveling onto an on-ramp onto a freeway whereby the lady in front of me [...]

Brandon
Paying the Bills
No Comments

 

More on Harassing Phone Calls

In regards to my car dealership and making partial payments, it seems that despite my conversation with someone in accounting and multiple conversations with the manager, their system is designed to pester me daily until I make full payments.
What I have learned through this experience is that the automated systems for bill collections are set [...]

Brandon
Stretch Your Dollars
2 Comments

 

Used Car Dealers

When I first got out of jail after being unjustly imprisoned for more than seven months (read my short bio), I realized that my fiance’ wasn’t at all like I thought she was (or like she seemed for years in the beginning) and I knew she wouldn’t give up or share the Beamer she bought [...]

Brandon
Paying the Bills
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Harassing Phone Calls and Privacy Issues

I didn’t think to write about this in my last post about “Making Late Payments“, but my car dealership has so thoughtfully reminded me. Many times, bill collectors and big-time dealers have a crummy setup for harassing people once they are in the system for being overdue.
Case in point: I worked out a deal with [...]

Brandon
Paying the Bills
1 Comment

 

Making Late Payments

You know, I’ve noticed that almost every time you speak with someone who cuts you a little slack on something, it back-fires. At least that seems to be the truth when it comes to making late payments or payment arrangements.
Today, I’m talking about “Stretching out your car payments” and how I spoke with someone (name [...]

Brandon
Auto Insurance, Day-to-Day
1 Comment

 

Getting the run-around

I’m used to getting the run-around. That’s for sure. So, I’m not surprised that my insurance claim representative called me just now -45 mins prior to our meeting- to cancel. She said she had a meeting she had to make and now we have to try to meet later on today or meet after the [...]

Brandon
Auto Insurance
2 Comments

 

Dealing with an Uninsured Auto Insurance Claim

Don’t think insurance companies aren’t looking out for #1 –themselves. They might be nice and super-polite on the phone, but when push comes to shove, they will try to push you to make the best decision for them.
What they will most likely do in my case -and they’ve already hinted to it now that I’ve [...]